No Excuse
If people do not even want to consider what the Scriptures say or the mountain of evidence which corroborates them as a whole, how can they possibly have an excuse for not knowing exactly what is in store for them on the Last Day? The fact that they may have churches or religions is irrelevant in such cases. Furthermore, I submit that people who think they are more informed, more sophisticated, or superior to those who take the Scriptures seriously, including all that they say regarding our greatest need (as summarized in the Heidelberg Catechism, for example), could not be more mistaken. They have a fundamental flaw in their concept of ultimate reality which exacts a terrible price when carried to completion.